Tank Talks
Tank Talks By Ripple Ventures
Mo Koyfman from Shine Capital on Embedded FinTech as the new SaaS 3.0
0:00
Current time: 0:00 / Total time: -1:01:33
-1:01:33

Mo Koyfman from Shine Capital on Embedded FinTech as the new SaaS 3.0

The transitions into different eras of the web can sometimes be hard to miss, but our guest today, renowned VC investor and Operator Mo Koyfman, has seen the signs clearer than others. He helped shape Web 2.0 as an operator and is now working hard shaping Web 3.0 as an investor. Mo and Matt have a fun conversation that dives into his views on the emergence of embedded Fintech and the ways he is looking to invest in the future of Fintech.

About Mo Koyfman:
Mo Koyfman is a prolific venture capitalist who started his career investing at IAC, working underneath Barry Diller. Mo led IAC’s acquisition of Vimeo, while also acting as COO for a period of time, Mo later moved on to Spark Capital in 2008, where he led investments in companies like Skillshare, Warby Parker, Plaid, and several others.

Mo launched his new fund Shine Capital with $125 Million in funding in the Fall of 2020.


A message from our sponsor:

Now more than ever, entrepreneurs need committed partners to help them navigate the hardest pain points of scaling a technology business. Created by one of Canada’s largest banks, RBCx is re-imagining what it means to create meaningful and impactful technology companies in Canada.

RBCx – the tech banking arm of the Royal Bank of Canada - is a full-service platform that accelerates the entrepreneurial journey at every stage of growth – providing access to a complete suite of capital solutions, innovative products and services, and operational expertise to help technology companies scale.

Sid Paquette – former Managing Partner at OMERS Ventures, is leading the group and has recruited a bunch of new faces to the bank from the Venture and Tech industry. Tony Barkett and Tyler Kirk – two former Silicon Valley Bank leaders in addition to Nicole Kelly and Anthony Mouchantaf have also joined Sid from OMERS Ventures.

RBCx has been incredibly active since their launch in June as an LP, and have already backed some of Canada’s most notable VC funds including Golden, Amplitude, Version One and Lumira Ventures. 

To learn more about RBCx visit www.rbcx.com or follow them on Twitter or Linkedin.


In this episode we discuss:

03:12 Mo’s definition of embedded FinTech

16:50 How investing about learning and problem solving

27:54 Lowering SaaS CAC and increasing LTV through embedded FinTech

32:43 Calculations startups should make when deciding to add FinTech and other services

38:53 Is the fight for new corporate credit cards a race to the bottom

44:36 The future of offerings like compliance and tax services

48:24 Shine Capital’s investment thesis

Fast Favorites

Podcasts
Joe Rogan

Newsletter/Blog
AVC

Tech Gadget
HyperVolt

New Trend
Crypto

Book
Portnoy's Complaint by Philip Roth

Follow Matt Cohen and Tank Talks here!

Podcast production support provided by Agentbee.Agency
Tank Talks
Tank Talks By Ripple Ventures
Join your host, Matt Cohen, Founder & Managing Partner at Ripple Ventures for weekly conversations with leaders in the startup ecosystem discussing the truth about investing, building and running startups.